The Consumer Law Unit helps those who are victims of consumer fraud or identity theft, are being sued to pay a bill, or who have problems with credit cards or other loans, repossessed automobiles, or unpaid medical bills.

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We offer legal help with

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• problems with creditors or lenders

• consumer fraud

• identity theft 

• expungements (clearing a criminal record)

• credit card or other loan problems

• repossessed automobiles

• unpaid medical bills

• protecting social security and unemployment benefits from wrongful seizure by creditors

• fair debt collection

• fair credit reporting

• bankruptcy

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BANKRUPTCY

We have monthly bankruptcy clinics in English and Spanish. These clinics explain the pros and cons of declaring bankruptcy, and provide a list of the information needed to file a petition. Attorneys from Northeast New Jersey Legal Services and volunteer private attorneys represent eligible clients in bankruptcy cases. To attend a bankruptcy clinic, you must be apply for, and be eligible for, our services. To learn more or to apply, click the Apply for Help link below or in the menu at the top of the page.